Pick the Best iPhone 5 Carrier [IPhone]

Pick the Best iPhone 5 CarrierReady to buy the new iPhone? With several wireless carriers to choose from, now's a good time to review their differences. Here's a comparison of your options so you can pick the best plan.

We recently compared the big four wireless providers in general, but now we'll focus on just those who are offering the new iPhone: AT&T, Sprint, and Verizon. Two prepaid carriers, Cricket and Virgin Mobile, who currently offer the iPhone 4S may also get the iPhone 5?but probably not any time soon since that hasn't been announced yet. Still, we're including Cricket and Virgin Mobile (both of which run on the Sprint network) below for your future reference. Let's take a look at costs and performance.

Phone Price and Data Rates

In terms of the device itself, the iPhone will cost the same at AT&T, Sprint, and Verizon: $199 for 16GB, $299 for 32GB, and $399 for 64GB?with a new two-year contract.

(If Cricket and Virgin Mobile get the iPhone 5, their prices will likely be the same as those offered for the iPhone 4S: for the 16GB model, that's $500 at Cricket and $650 on Virgin Mobile. The prepaid carriers, however, don't require any contract, so there are no early termination fees, and even though you pay more for the phone upfront, the lower plan rates and lack of silly activation fees on Cricket and Virgin Mobile could offset the phone price in the long run. For example, you save about $40 a month on Virgin Mobile for unlimited* everything compared to Sprint; over the course of two years that $480 $960 savings would more than cover the premium price for the phone.)

The data and calling plans vary quite a bit among the providers. AT&T and Verizon have "shared data plans"?a bundle of data to be spread across your devices. This could be cost-effective if you (and your family) use the iPhone with several other devices, but generally they're more expensive than the unlimited data plans on Sprint, Cricket, and Virgin Mobile.

Below are two pricing comparison charts (click to see the charts in their entirety). In essence:

  • Only truly unlimited data iPhone plan: Sprint is the iPhone carrier of choice if you want truly unlimited data?no throttling or caps.
  • Toss up if you're choosing between AT&T or Verizon on price alone: AT&T and Verizon pricing are about the same. AT&T gives you 3GB of data on one iPhone with unlimited talk and text, while Verizon gives you 2GB for $20 less a month. If you add more iPhones or smartphones to your plan, Verizon is $5/month cheaper than AT&T for each additional smartphone.
  • Cheapest minutes plan: Cricket has the cheapest minutes-based calling plans: $25 for 300 minutes of talk, with unlimited* texting and data. Or you can get 1,000 minutes for $35 a month.
  • Cheapest unlimited plan: Virgin Mobile has the best deal for unlimited* everything: $55 a month

Pick the Best iPhone 5 Carrier

On the shared/family plan side, AT&T and Verizon are cheaper than Sprint for just two smartphones up to 4GB on the shared plans ($150 for two smartphones with 4GB shared versus $190 on Sprint). Assuming the iPhone will come to prepaid providers, Virgin Mobile would also come out on top for unlimited* everything for two smartphones?just $110 a month (Cricket doesn't have unlimited data).

Pick the Best iPhone 5 Carrier

*Unlimited in theory, but throttled after a little more than 2GB of usage.

Performance and Coverage

Pricing isn't everything, though. Most important, you want to make sure you get good coverage, call quality, and data performance for your iPhone in your area. To check that out, consult the carriers' coverage maps and sites like SignalMap to find out if you can get a strong and reliable signal. (DeadCellZones and OpenSignalMaps are two other useful resources, but they don't seem to include Cricket or Virgin Mobile. Also note that Cricket's iPhone 4S coverage is only in certain cities, so the iPhone 5 might not be available on Cricket in your area.)

Verizon has the broadest 4G LTE network, with 300 markets across the US and coverage for over 75% of Americans, according to GottaBeMobile. AT&T has fewer than 100 4G LTE markets and Sprint has less than 50, though all of these networks promise to expand their 4G LTE coverage.

Verizon also seems to score best in all the third-party tests for network quality and 4G speeds (J.D. Power named it highest in network quality, PCWorld said it was tops for 4G uploads, and PCMagazine said it was fastest). AT&T fared well for 4G downloads, though, in PCWorld's tests.

Unfortunately, these tests didn't include Cricket or Virgin Mobile for comparison, probably because they're in limited market areas. However, because both services run on Sprint's network, you could look at the Sprint test results to compare (also unfortunately, Sprint doesn't perform too well according to those tests. I can confirm that at least in the NYC suburbs, Virgin Mobile data is horribly slow.)

Other Considerations

Beyond pricing and performance, you should also take into account customer service. In our previous wireless carriers comparison, we found that two studies named Verizon tops for overall customer service (Consumer Reports said AT&T customers were least satisfied).

Finally, one more option you might consider is getting an unlocked iPhone when it becomes available on T-Mobile. This wireless provider is one of the few who aren't getting the iPhone, but unlocked iPhones can run on its network?with many caveats, according to CNET. First, T-Mobile can only accept phones from AT&T, because of wireless spectrum differences with Verizon and Sprint. Second, iPhones will run slower on T-Mobile's network than other 4G smartphones because the iPhone's HSPA+ modem only goes up to 14.4 megabits per second, while T-Mobile is upgrading its 4G network to HSPA+ 42 (with 42 megabits per second speeds). Despite the limitations, T-Mobile would be a good alternative if you're on a budget, especially with the new $90 plans with truly unlimited data ($10 cheaper than Sprint). Unlocked iPhones make sense in certain situations, such as international travel.

The best iPhone 5 carrier for you depends mostly on what kind of coverage and performance you have in your area and how much data you expect to use. Take the above into consideration before you make your decision.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/CR1DiN5GWeY/pick-the-best-iphone-5-carrier

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Boeing hits turbulence on talk of Airbus deal

By Roland Jones, NBC News

Shares of Boeing were wavering Thursday on news that EADS, the parent company of European plane maker Airbus, and Britain?s BAE Systems are planning a tie-up that would create the world's biggest defense and aerospace group.

The union, if consummated, would represent the biggest shake-up of the European aerospace and defense sector in a decade and would likely accelerate the push by defense companies to offset shrinking national military budgets by seeking more revenue from the commercial sector.

The potential tie-up also represents a threat to Boeing, Airbus? rival in the civilian jet business. The combined company could also have a market valuation of nearly $50 billion and revenue of about $90 billion, according to The Wall Street Journal. Boeing?s revenue last year was almost $70 billion.

The thinking behind the proposed deal is that the combined company would be more diverse and have a better mix of products than either EADS or BAE. It would also be better-positioned to handle the defense cuts expected in European militaries, and also to profit from growth opportunities in the developing world.

In a statement the two companies said their potential combination ?offers the opportunity of greater innovation, long term financial stability, and an extended market presence, which will enable them to compete even more effectively on the world stage.?

Both EADS and BAE Systems stressed that there are a number of hurdles to overcome before any deal is set, noting that their combination would require approval by the boards of both companies, regulators and shareholders.

Shares of Boeing sank in morning trading, but perked up later in the day as the rest of the market rallied strongly.

Click here to check on Boeing?s stock price.

For a complete list of the latest market movers click here.

More money and business news:

Follow NBCNews.com business on Twitter and Facebook

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Source: http://marketday.nbcnews.com/_news/2012/09/13/13846995-boeing-hits-turbulence-amid-talk-of-airbus-deal?lite

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An Obama Bump? Just Look. (talking-points-memo)

Video: National Debt Surpasses $16 Trillion

Arctic Sea Ice Melt Sets Record

Copyright ? 2012 National Public Radio. For personal, noncommercial use only. See Terms of Use. For other uses, prior permission required.

NEAL CONAN, HOST:

Every summer, some of the ice that covers the Arctic Ocean melts. Come mid-September, it begins to refreeze. Scientists began to monitor this cycle in the late 1970s, and this year, they saw less ice than ever before - a lot less ice. NPR science correspondent Richard Harris joins us here in Studio 3A. Richard, nice to have you on the program.

RICHARD HARRIS, BYLINE: Always a pleasure, Neal.

CONAN: And how big is this change?

HARRIS: It is big. The previous record was in 2007, where a very large percentage of this ice melted away. This year, it's already bigger than 2007 by an area the size of Texas. This is - this really shattered that record which in itself was a pretty dramatic departure from the average.

CONAN: And, well, if things melt, it's because things are warmer, right?

HARRIS: That is exactly right. And what happens also is the Arctic ice has been getting thinner over the years. And so it used to be that you can have some warm summers up there, and you wouldn't melt it all away because you'd have 10 feet or 20 feet thick of ice. And you'd melt some of it, but you wouldn't melt it all the way through. But because of this warming trend up there, it is where the planet is warming faster than anywhere else. The Arctic, what we've seen is the ice getting thinner up there. And so a fairly small pretubance will actually melt a lot of the ice because it's thin to begin with. You don't have to melt 20 feet of ice. You might melt three feet of ice.

CONAN: And you mentioned 2007 was the previous record. How were the intervening years between 2007 and this year?

HARRIS: Up and down, actually. It's not a steady trend where every year gets worse as it goes. In fact, it - we haven't been near as bad as 2007 until this year but - so - but 2007 was a big bump down and then sort of rattled around in that area. We've got it close a couple of years, but nothing this dramatic until this year.

CONAN: And scientists as they saw this, are they - how big a deal is it?

HARRIS: It's a big deal. I think for them they are - they used words like astounding and dramatic and so on, the words that are that really are, you know, make - draw the point that this is a really big change, and it's obvious. It's - there's just - this is not a small thing. This is huge.

CONAN: And why is it important?

HARRIS: It's important because it is, for one thing, the most visible sign of climate change. There's little question that this is as a result of global warming that this is happening. And so that's one thing. The next thing is, of course, the ecosystem at the Arctic depend upon a certain amount of floating ice. The walruses dive off of it. The polar bears rely on it - the seals and so on. It's an important part of that ecosystem up there. So it has some local effects. But what's also becoming more and more apparent is it's going to be affecting our weather down here because you're going - when you get an extra degree of warmth up in the far north, you're going to change the way weather patterns move through the rest of North America.

And we could - I talked to a scientist today who said we could be seeing things like those really slow-moving big, heavy snowstorms that come along. It's not that there would necessarily be faster storms or whatever. In fact, it's just the opposite. There would be slower storms as a result of this pattern, and as a result, instead of just moving on by not causing so much grief, you can get huge amounts of snow and ice dumped on us here, and not only here, also in Russia. We have, of course...

CONAN: Yeah.

HARRIS: ...this past summer was very mild here. But when it's mild here, you need to look around the rest of the world and say, was it mild everywhere? And the answer is usually no.

CONAN: Well, just along those lines, we read reports that temperatures in the contiguous 48 states have been above average in each of the last 15 months, which has never happened for as long as people have been keeping records, and that 2012 is on track to be the warmest year ever. As we read about this record Arctic ice melt, is this a coincidence?

HARRIS: Well, it's all part and parcel of the same thing, but I will say that January through August of this year has been the warmest period - January through August period since 1895 when they started taking temperature records. That's in the contiguous lower 48. Alaska has actually had a fairly average year, so everything doesn't march in lockstep. But again, the situation with the ice and the Arctic is this has been accumulating over decades of warming up there, and we're finally seeing the results of that.

So this one summer was not at all a key up there. In fact, what was interesting to one of the scientists I talked to, he said, basically, you know, what was astounding about this was that there was no astounding weather pattern up there that explained this dramatic difference. It was just kind of reaching this point of where the ice was just so thin that it was just ready to crumble.

CONAN: Ice is white. It reflects light. The sea is blue. It does not reflect light. It absorbs it, and thereby, the heat that comes with it.

HARRIS: That's right, and that makes the big difference. We're essentially taking a mirror off the top of our planet, and that means that the planet's absorbing more heat. That heat does go into the ocean, that warms the ocean. What's going to happen when the ice starts to freeze up again - which it will this fall - is all that heat, a lot of that heat has to come out of the ocean before the ocean temperature gets to the freezing point again and can freeze. And so we're going to have a huge outflux(ph), I guess, of heat out of the ocean back into the atmosphere. But - because it's been building up there. So not only did the warm water helped melt the ice, but now, it's going to come out. And that's - that feeds into the change in weather patterns I mentioned earlier.

CONAN: And also this open water in places that have always been frozen over before, that exposes these areas to economic activity that has never happened before. The Northwest Passage usually thought of as - well, if frozen, you really can't get through there without some nuclear-powered icebreaker or something. This is now an area of enormous economic exploitation.

HARRIS: It is. It's starting off. There was a cruise ship that watered into Barrow, Alaska, a year ago, which was surprising to everybody because you shouldn't have a cruise, you know, they weren't prepared for a cruise ship to land in this tiny Arctic outpost. But it's a funny thing because it's not consistent, even though this has been a really low ice year.

Just today, Shell oil announced that it had to pull out of its oil drilling, which just despite it started yesterday in the Arctic Ocean, you know, in the Chukchi Sea because they had discovered that there was a 30-mile long iceberg heading towards them. And they had to get out of the way. So even on - even in periods where there's a lot of ocean water that's just plain open, ice is still a hazard up there, and it will be for decades to come.

CONAN: And as this trend continues, you said, globally, is it true in Antarctic as well? There's a lot of ice in the ocean that's around the Antarctic continent?

HARRIS: Yeah. It's a little more complicated in Antarctica because what happens is, for one thing, the southern ocean around Antarctica is warming up. There's a - the temperature measurements have been - are clear on that. But what happens around as a result of that is you had to put more precipitation. So you actually have expanding sea ice around Antarctica, at least in the wintertime. In the summertime, it all melts away or almost all of it melts away. And it has for a long time because it's a very different situation from this closed bowl of an ocean in the Arctic where the ice can pile up and get thicker and thicker. In the Antarctic, that's never been the case. It always has melted away. So it's not a big change down there. A little bit - the extent of the wintertime ice is a little bit broader than it has been before.

But, again, getting back to your discussion of the mirror and ice being reflective, that's less important in the wintertime when that's at its maximum extent. And in the summertime, it melts away pretty much every year.

CONAN: In getting back to the northern region, the Arctic, is - scientists had long feared that if this trend continues, there will come a summer where there's no ice at all.

HARRIS: Yeah. I think people are starting to back away from that a little bit because there are enough little pockets where you could get some ice accumulating every summer and not melting out because, basically, you have the wind that pushes that together and piles it up. So you have always have a few places where it's piled up. But on the other hand, that will be a fairly small part of the Arctic, quite a small bit. So it's not - so for practical purposes, the ocean will look ice-free, and the North Pole may be sort of in a large area of no ice at all. Occasionally, right now, there are cracks and there are openings that drift around. And so, sometimes, the North Pole itself is in an ice-free area.

CONAN: Open water, yeah.

HARRIS: But it could be possible to be in a large area of open water in the coming decades. That's the expectation.

CONAN: The other enormous area of a white, reflective surface is the ice cap that covers the island of Greenland, the biggest island in the world. And that this summer also had a really powerful melt.

Yes, and that's a very different situation because the ice sitting on the ocean, when it melts, it doesn't change sea level. If you think of a glass of ice tea and you put your ice cubes in the ice tea, when the ice melts, your ice tea, obviously, doesn't overflow. The ice just - it...

There's quite a difference in volume, but not big enough.

HARRIS: Yeah. It basically doesn't - but the melting ice that's floating doesn't matter, but what - but a lot of the ice sitting on Greenland and on Antarctic, the continent of Antarctica, when that ice melts, that does, in fact, add water to the sea. And those are in the long term, likely to drive the sea level rise and could drive the sea level rise by a great deal in the coming decades and centuries.

CONAN: So is anomalous - I mean, is this - as you said, it's definitely part of a trend. There's no way to argue with it anymore, about the warming and that it's having real effects. How is it going faster than people feared?

HARRIS: Yes. I think if you talk to those scientists who've done the computer models and are projecting how quickly things will happen, a lot of those models will say that the ice could be largely gone by 2030, 2040, 2050. But they say, what we're actually seeing is outracing those computerized trends. So the computers in this case are giving an optimistic picture, compared to what we're seeing in real life here. So, yes, this is a real eye-opening event for people.

CONAN: And that suggests to people in this country, as they look around to the weather that we've been experiencing these past couple of summers, that they better get used to it.

HARRIS: That's right. I think - I mean, there are still obviously a lot of skepticism in this country about whether a global warming is real or not, or whether it's - at least whether it's caused by human activities. Scientists don't argue that point by and large anymore, but I think a lot of people in the public do. But I think it has come to the point where people can't say, well, it's - people at least have to acknowledge it's hotter now and getting hotter and has been hot for a long time. And this is, you know, this is a new normal for us. And whatever you believe about the politics of this, you have to acknowledge this is something we have to get used to at least and maybe think seriously about, you know, is there a way to put a brakes - the brakes on this?

CONAN: Richard Harris, thanks very much for your time today.

HARRIS: It's my pleasure.

CONAN: NPR science correspondent, Richard Harris, joined us here in Studio 3A. He'll be back later today with more on the record ice melt on ALL THINGS CONSIDERED. You're listening to TALK OF THE NATION from NPR News.

Copyright ? 2012 National Public Radio. All rights reserved. No quotes from the materials contained herein may be used in any media without attribution to National Public Radio. This transcript is provided for personal, noncommercial use only, pursuant to our Terms of Use. Any other use requires NPR's prior permission. Visit our permissions page for further information.

NPR transcripts are created on a rush deadline by a contractor for NPR, and accuracy and availability may vary. This text may not be in its final form and may be updated or revised in the future. Please be aware that the authoritative record of NPR's programming is the audio.

Source: http://www.npr.org/2012/09/11/160952352/arctic-sea-ice-melt-sets-record?ft=1&f=1007

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Direct Edge- The Success Story - Sidajeunes Business Solution

Direct Edge?is an electronic stock market exchange operated in United States. This new stock exchange offers quality facility to the data formed by the leading trade organizations. It short, it provides a detailed marketing policy to bag in maximum rewards from the stock market exchange. This new concept of stock exchange policy promotes the well-organized market to boost the trading experience of the customers and trading firms in order to acquire more benefits.

Strategy of Winning Trades

This revolutionary firm, Direct Edge, implements a new strategy to battle the high rate quotation marks, which lowers the probability of winning in the trades. This firm has left huge impact which influenced the trade traffic by increasing the utilization of stock market exchange algorithms.

Direct Edge is mostly directed through an internet website directedge.com.? They mainly focus on the quotes of a trade. The stock market practice provides necessary idea to its clients to get liquidity at small risk and increase the tight spreads of stock exchange marketing. This approach boosts the trading belief of consumers and enhances the efficient traffic to evade various possible problems.

Directedge.com trims down the fine pay to the organizations which offer necessary support to the company?s structure. The?Direct Edge?marketing program is applicable for the organization or investors with high credit value. The major goal of the organization is to offer ideal order-management reliability to the members or clients.

Innovation at its Best

As rightly said, innovation brings success and when talking about Stock market,?this firm has proved itself repeatedly through its long list of achievements in a very short period of time. DirectEdge holds the fourth position in the record of largest stock markets of US today. This achievement holds a huge significance, especially when the company started just in the year 2005. They successfully gained the license to run their company as a stock market from Securities Exchange Commission. This effort and approach is highly commendable, which is the outcome of their innovation and technology they serve to the traders. Because of their expertise, there was a generous reduction in latency, which made the whole system and operations much more trustworthy and reliable.

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Source: http://www.sidajeunes.org/business-ideas/direct-edge-the-success-story-946.html

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Gartner's 'Magic Quadrant for UC' - Cisco Bests Microsoft - Not!

Gartner recently posted their Magic Quadrant for Unified Communications along with their analysis of the UC market. As always Gartner's research is a fascinating and insightful read, but I do take slight issue where they positioned Cisco and Microsoft. First let's take a look at the Magic Quadrant:
gartner-2012-uc-magic-quadrant.png
You will see that Cisco and Microsoft are nearly touching one another and the top two companies within the Magic Quadrant, but Cisco slightly beats Microsoft in both the "leaders" and "visionaries" categories. I don't take issue with Cisco in the "leaders" category, since clearly Cisco has been doing enterprise VoIP, video conferencing and indeed UC longer than Microsoft with many more deployments.

I do however take issue with Cisco beating Microsoft in the "visionaries" category. Microsoft' UC Client (Lync) is tightly integrated to the user's desktops, which use Outlook (e-mail, calendar and contacts) and Office collaboration tools (SharePoint and Word, Excel, PowerPoint). Microsoft also has strong mobile capabilities such as mobile Lync apps, plus an entire mobile operating system (Windows Phone 8) and tablet operating system (Windows 8) at their disposal. Not to say Cisco can't offer mobile apps on Windows Phone 8 or Windows 8 tablets, but clearly Microsoft can tightly integrate their Lync platform on mobile devices since they have access to the underlying operating system. Further, Skype is part of the Microsoft family and which no doubt will be part of their future "vision" by announcing Lync-Skype integrations in the Lync 2013 release.

Microsoft's Office 365 offers cloud-based UC and Office apps with NO hardware required at the enterprise. Of course, Cisco Hosted Collaboration Solution (HCS) offers cloud-based UC as well, though it's not nearly as well known as Office 365 nor does HCS offer such a wide breadth of features. Cisco is still mostly a hardware company while Microsoft is mostly a software company. Of course, you could argue Cisco writes software for their hardware (routers, VoIP gateways, IP phones, etc.) and to work with 3rd party telepresence systems and 3rd party SIP IP phones.

If you're a Cisco shop with Cisco IP phones for instance running their proprietary Skinny protocol all is fine and dandy. But if you want to switch to the SIP standard there is the issue of having to PAY Cisco a license fee. Want to switch all your Cisco phones to use SIP firmware, you pay a license for that. Not exactly visionary to lock your customers in somewhat proprietary solutions.

Of course, the same could be argued for Microsoft's UC platform - Lync. It does use a proprietary client with proprietary codecs (RTAudio / RTVideo) and you need Microsoft Active Directory (proprietary). I would argue more enterprises are Microsoft shops that run Active Directory than enterprises that are Cisco shops that have Cisco equipment and don't have Active Directory. The goal is to offer an all-in-one that integrates your network (Cisco strength), with your network file security (Active Directory - Microsoft strength), with your communications (VoIP, video, IM - both Cisco & Microsoft strengths), and mobile (both are strong, but Microsoft has more future potential) so it's easy to manage (TCO). I would argue that Microsoft is better positioned for the future and is more "visionary".

The big difference I see is that Microsoft doesn't sell IP phone hardware while Cisco does and therefore has a vested interest in keeping users paying $150-$300 per IP phone. Cisco still wants you to buy desktop IP phones while Microsoft would rather you run their Lync softphone. That to me is visionary and why I think Microsoft deserves to be slightly ahead of Cisco in the visionaries section of the Magic Quadrant.

Disagree? Post a comment and tell me why I'm wrong.

Source: http://blog.tmcnet.com/blog/tom-keating/unified-communications/gartners-magic-quadrant-for-uc---cisco-bests-microsoft.asp

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Libya: 1 American dead, 1 wounded at mission

(AP) ? A Libyan security official says one American consulate employee has been shot dead and another wounded in the hand during an attack at the U.S. consulate in the eastern city of Bengazi.

Wanis al-Sharef, an interior ministry official in Bengazi, said the two were shot at the consulate during an attack by armed men who stormed the building. He provided no further details.

The angry protest at the consulate Tuesday was sparked by outrage over a film promoted by an extreme anti-Muslim Egyptian Christian campaigner in the United States attacking Islam's prophet Muhammed.

Witnesses said the armed men set fire to the consulate and fired shots into the air, burning much of the build.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-09-11-ML-Libya-Attack/id-ce6a6e2a44c24c47bf8c36ca9bed5563

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Insight: Iran parks oil off Malaysia to dodge Western sanctions

LABUAN, Malaysia/SINGAPORE (Reuters) - Iran is using a little-known port off the East Malaysia coast to hide millions of barrels of oil from Western sanctions, according to shipping data, industry sources and officials.

A Reuters examination of shipping movements and interviews shows how Iranian crude is shipped to the area and loaded on to empty vessels at night to await potential Asian buyers. Storing the oil on hired tankers operating under the Panamanian flag in the calm waters off the tax-haven port of Labuan - an offshore financial centre about the size of Manhattan - means Iran can keep its own fleet active and ensure the flow of oil money into its struggling economy.

At least two large oil tankers have been unloaded this way in recent weeks and several more Iranian vessels were steaming towards Asia, according to Reuters Freight Fundamentals, which tracks the movement of the global tanker fleet. One was destined for a Chinese port, while three others, carrying as much as 6 million barrels of crude or fuel oil, were sailing to unknown destinations.

Iran would like to shift more oil to what is effectively a mobile storage depot off Malaysia's coast over the next few months, said an industry source familiar with Iran's planning who didn't want to be identified due to the sensitivity of the matter. But it is struggling to find shipowners willing to offer vessels for storage.

While not illegal, the dead-of-night transfer of oil in the South China Sea illustrates the lengths to which Iran will go to keep exporting its oil to skirt Western sanctions aimed at pressuring Tehran's suspected pursuit of nuclear weapons. A European Union oil embargo has virtually halted access around the world to insurance for Iranian crude and oil products.

Doing business with Iran's oil industry carries reputational and financial risk and the threat of losing insurance coverage.

NO-MAN'S LAND

Less than 10 km (6.2 miles) from the coast of Borneo, Labuan is sheltered from typhoons and is typically used to park unwanted ships rather than store expensive oil. People in the industry say this makes it an ideal place to blend or rebrand oil as non-Iranian and resell it under the radar of sanctions enforcers in Washington or Brussels.

"Labuan is like a no-man's land. There's no reason to be paying attention to Labuan," said a Singapore-based source familiar with floating storage operations in Southeast Asia.

The insurer of one of the storage ships that took oil from an Iranian tanker said it had been informed of the transfer by the British government on August 16, and was looking into the matter.

With fewer customers, Iran has cut its oil output and almost halved exports from around 2 million barrels per day last year. The Labuan scheme means Iran can use its own tankers to move, rather than store, its oil. In April, shipping sources said more than half of Iran's tanker fleet was anchored in the Gulf just holding some 33 million barrels of oil - worth around $3 billion at today's prices.

Malaysian and Iranian officials did not respond to requests for comment for this article.

China, India, Japan and South Korea, which together buy over half of OPEC member Iran's crude exports, have all imported less this year, winning waivers from U.S. sanctions. Those waivers are up for renewal later this year, so buyers are careful not to be seen to be increasing imports from Iran again.

DEAD OF NIGHT

Last month, the Lantana, a tanker operated by the National Iranian Tanker Co (NITC), transferred its cargo of around 1 million barrels of crude oil to the Titan Ruchira, a floating storage vessel, off the tiny tropical island of Pulau Kuraman near Labuan, port and shipping industry officials said. Around August 10, another Iranian tanker, the Motion, discharged as much as 2 million barrels of fuel oil on to the Titan Tulshyan in the same area, said the officials.

The two ships are among 58 Iranian-owned vessels blacklisted by Washington in July for assisting in Iran's oil trade. Those measures bar U.S. companies and Americans from doing business with the ships.

"Our vessels are there and, as we understand it, there are no issues," a source familiar with NITC tanker chartering told Reuters.

A third NITC tanker, the Justice, had been heading for Labuan, but shipping data shows it changed course and should arrive at the Chinese port of Dalian on September 17. Another tanker, the Pioneer, had been expected in Labuan early this month, but has anchored off the southwest Malaysian coast.

"That (Lantana) operation took place literally in the dark of night. They didn't even use a proper operator with experience to carry out the STS (ship-to-ship transfer)," said an East Malaysian-based shipping source. "The authorities were aware only after the fact."

Iran declined to sell the stored crude to a Chinese trader who offered $54 a barrel - only around half the price of Iran's cheapest heavy crudes - said a source familiar with those discussions.

COMPLEX WEB

The two Titan vessels are owned by offshore companies linked to Singapore-based Tulshyan Group, which hired them out in 2010 to Hong Kong-based Titan Petrochemicals under a 5-year bare boat charter - an arrangement where Tulshyan has no staff managing or operating the vessel. Tulshyan, which shares a Singapore office with Titan, said it was not aware that the cargo on its ships was Iranian.

Titan, battling a shipping industry downturn caused by a glut of tankers, high bunker fuel prices and a shaky global economy, has struggled to meet charter payments to Tulshyan, according to a person familiar with the matter. Heavy with debt and with five straight years of losses, Titan is being sold to Chinese oil trader Guangdong Zhenrong Energy Co Ltd, whose parent, Zhuhai Zhenrong, is blacklisted by the United States as the biggest supplier of refined petroleum products to Iran.

Titan hired out the two tankers to Glammarine, a little-known shipping company that only recently registered in Labuan. Glammarine took the two ships under a 6-month charter, with Titan's crews running the vessels' day-to-day operations and Glammarine taking responsibility for finding the cargo and paying for use of the ships.

"This was the first business we've done with Glammarine ... there were no red flags raised (about them)," Titan director Augustine Cheong told Reuters in Singapore. "The due diligence we took was to check if they are legally incorporated. And it's on a time charter, so we have our own crew on board and can see if they're doing something wrong." Cheong said Titan would drop the charter to Glammarine if the oil was found to be Iranian.

Glammarine officials declined to comment. A visit to a listed Labuan address for Glammarine given in business registry documents found a rundown building in a neighborhood once used to house workers at a now defunct milk factory. The premises were closed.

PAPER TRAIL

Glammarine agreed to let a company called Account International Safe Oil use the Titan Ruchira and Titan Tulshyan to store 4 million barrels of Iranian oil, shipping sources said. Account International is not registered in Malaysia or Hong Kong, and Reuters was unable to find an address for the company or contact staff for comment. Buyers of Iranian oil in China, India and Japan said they had not heard of the company.

A Middle East industry source familiar with the company said Account International was an affiliate of the National Iranian Oil Company (NIOC). A second source based in East Malaysia said the firm had business links to HK Intertrade, a Hong Kong-based firm sanctioned by the United States in July for operating as a front company for Iran.

"HK Intertrade purchases oil from NIOC and resells it to companies like Account," another southeast Asia-based shipping industry source said.

The ships' managers from Titan were not aware that the crude and fuel oil transferred from the Lantana and Motion were from Iran, Cheong said. "We requested BL (bill of lading) documents. We were told the cargo was from India ... and we believed they were ex-NITC tankers," he added. "We only operate the ships as the ship manager. We don't own the cargo."

A source familiar with the operations of the Titan Ruchira said the cargo was declared as Iranian to port officials in nearby Sabah. Customs officials in Sabah did not respond to Reuters emails. But in signed shipping documents seen by Reuters, Account International listed the 1 million barrels of crude oil unloaded by the Lantana as Indian.

India, though, doesn't allow the export of domestically produced crude. Nor did the Lantana call in at India on its journey to Malaysia that began at Iran's crude export hub at Kharg Island, according to Reuters Freight Fundamentals and industry sources in both India and the Middle East.

Account International also indicated on shipping documents seen by Reuters that the fuel oil on the Motion was from Fujairah, a major transhipment and storage hub in the United Arab Emirates. Shipping data shows the Motion did stop in Fujairah, but began its trip in Iran.

INSURANCE RISK

The Titan Ruchira is insured by the North of England P&I Association, which said it was looking into the matter after being informed of the transfer off Labuan by London last month.

Western insurers underwrite around 90 percent of the world's tanker fleet, and are currently barred from covering ships carrying Iranian oil.

"There is a risk ... a vessel providing storage services for Iranian oil would breach European sanctions laws," said Mike Salthouse, director with North Insurance Management, which acts as manager for the North of England P&I Association. "I say a risk because sanctions as currently drafted appear to target the insurance of the transportation of Iranian oil and not the provision of insurance to facilities storing such products."

The insurer declined further comment on its investigations.

The Titan Tulsyhan is among some 7,000 vessels covered by Gard, the world's second-largest marine insurer.

"Gard takes very seriously any suggestion that it is in breach of any international sanctions and is conducting an investigation," it said in a response to Reuters queries. "Gard can, and will, withdraw any insurance cover if it believes sanctions are being breached."

Rakesh Tulshyan, head of the Tulshyan Group that owns the two Titan vessels, said that if there is "concrete evidence that it's Iranian oil", he will seek to have it removed from his vessels. "Because of my reputation, I would rather not do any business with links to sanctioned countries," he told Reuters.

(Reporting by Luke Pachymuthu in LABUAN, Malaysia; Randy Fabi and Manash Goswami in SINGAPORE, Nidhi Verma in NEW DELHI, and Jonathan Saul in LONDON; Editing by Ian Geoghegan)

Source: http://news.yahoo.com/insight-iran-parks-oil-off-malaysia-dodge-western-205854894.html

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Royal Society award for engineering expert

Royal Society award for engineering expert [ Back to EurekAlert! ] Public release date: 10-Sep-2012
[ | E-mail | Share Share ]

Contact: Professor Artur Jaworski
a.jaworski@le.ac.uk
44-011-622-31033
University of Leicester

Professor Artur Jaworski receives the Royal Society Industry Fellowship

A Leicester engineering expert has been presented with a prestigious award for his work harnessing the power of sound as a form of energy conversion.

Professor Artur Jaworski, Chair in Engineering at the University of Leicester's Department of Engineering, has been awarded an Industry Fellowship by the Royal Society.

The fellowship will see him use his over 10 years of experience in the field of Thermoacoustic Technologies (Thermoacoustics for short) to assist Leicestershire-based company European Thermodynamics Ltd.

Thermoacoustics is a relatively new interdisciplinary topic in science and engineering. It is broadly concerned with a direct conversion of heat into sound, or using intense sound to transport heat.

When a porous solid body, referred to as "stack" or "regenerator" is immersed in an intense acoustic wave, the cyclic expansion and compression of the gas, coupled with its movement, can cause localised cooling and heating of the solid body, producing large temperature differentials.

In a reverse effect, a high temperature differential imposed along the solid leads to a spontaneous generation of an acoustic wave, a form of useful work that can be converted to electricity. These effects are utilised in thermoacoustic coolers and engines, respectively.

Skillful application of thermoacoustic processes can be used to increase the efficiency of energy sources - from solar power to burning firewood.

The three-year industry fellowship will allow Professor Jaworski to work closely with Kibworth-based European Thermodynamics Ltd, which designs, manufactures and supplies an array of thermal management products.

Professor Jaworski hopes to help the company widen its range of products by incorporating thermoacoustic devices into its roster.

Professor Jaworski said: "Since these fellowships are very rare and prestigious, of course I was over the moon to receive one.

"The collaboration between industry and academia is very important. I have always found the practical problems found by the industrial colleagues very relevant to moving the frontiers of science further. They are important for developing new research ideas - and ultimately the solutions to improving the industrial technologies and their performance.

"For me, the fellowship will result in the flow of expertise back from the industrial host to the academic environment. For example, one of the known bottlenecks in developing Thermoacoustic systems is an efficient heat transfer mechanism in the presence of an (acoustically induced) oscillatory flow.

"It thus necessitates the design of heat exchangers of unorthodox topologies, geared towards mass production. The company's experience in thermal management will lead to new academic ideas and scientific problems worth pursuing by future PhD students in my own research group.

Mr Kevin Simpson, the technical director of the company commented: "We have identified Professor Jaworski as a leader in the field of Thermoacoustics with over 10 years experience in this emerging technology, with clear potential to bring the academic and research know-how into the industrial world. The proposed Industry Fellowship is the first stepping stone in establishing a long term relationship between the company and the applicant's research group. Above all it will give us a unique access to the thermoacoustic academic technology base.

Professor Jaworski and Mr Simpson see the Fellowship as a self-perpetuating feedback mechanism between academia and industry which they hope should bring about the desired step-changes in both the UK industry capabilities and the underpinning science and technology.

The Fellowship will run from August 2012 to August 2015, and allows Professor Jaworski to spend two thirds of his time engaged with the company accelerating the technology readiness level and bringing the technology closer to commercialisation.

###

Notes:

For more information, please contact Professor Jaworski contact at a.jaworski@le.ac.uk or on 0116 223 1033.

About Professor Jaworski

Artur's academic training and employment include the following:

  • 1986-1991: Five year MSc studies at the Faculty of Power and Aeronautical Engineering of the Warsaw University of Technology. These were in speciality Applied Mechanics and were concerned with theoretical and numerical analysis of heat and mass transfer processes;
  • 1992-1996: PhD studies at the Department of Aeronautics, Imperial College of Science, Technology and Medicine, London. Experimental research in fluid mechanics concerning coherent structures generated by vortex breakdown flow field;
  • 1996-2000: Postdoctoral research associate at the Department of Chemical Engineering, UMIST. Conducted research in the area of sensor design and measurement and instrumentation for multiphase processes and non-invasive imaging techniques such as industrial process tomography;
  • 2000-2011: Lecturer in Engineering, Manchester School of Engineering at the University of Manchester; from 2004 Senior Lecturer, School of Mechanical, Aerospace and Civil Engineering at the University of Manchester;
  • 2004-2009: Appointment as EPSRC Advanced Research Fellow (Thermoacoustic Technologies);
  • 2011-to date: Chair in Engineering and Head of the Thermofluids Research Group, Department of Engineering, University of Leicester;
  • 2012-2015: Appointment as Royal Society Industry Fellow (Thermoacoustic Technologies).


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Royal Society award for engineering expert [ Back to EurekAlert! ] Public release date: 10-Sep-2012
[ | E-mail | Share Share ]

Contact: Professor Artur Jaworski
a.jaworski@le.ac.uk
44-011-622-31033
University of Leicester

Professor Artur Jaworski receives the Royal Society Industry Fellowship

A Leicester engineering expert has been presented with a prestigious award for his work harnessing the power of sound as a form of energy conversion.

Professor Artur Jaworski, Chair in Engineering at the University of Leicester's Department of Engineering, has been awarded an Industry Fellowship by the Royal Society.

The fellowship will see him use his over 10 years of experience in the field of Thermoacoustic Technologies (Thermoacoustics for short) to assist Leicestershire-based company European Thermodynamics Ltd.

Thermoacoustics is a relatively new interdisciplinary topic in science and engineering. It is broadly concerned with a direct conversion of heat into sound, or using intense sound to transport heat.

When a porous solid body, referred to as "stack" or "regenerator" is immersed in an intense acoustic wave, the cyclic expansion and compression of the gas, coupled with its movement, can cause localised cooling and heating of the solid body, producing large temperature differentials.

In a reverse effect, a high temperature differential imposed along the solid leads to a spontaneous generation of an acoustic wave, a form of useful work that can be converted to electricity. These effects are utilised in thermoacoustic coolers and engines, respectively.

Skillful application of thermoacoustic processes can be used to increase the efficiency of energy sources - from solar power to burning firewood.

The three-year industry fellowship will allow Professor Jaworski to work closely with Kibworth-based European Thermodynamics Ltd, which designs, manufactures and supplies an array of thermal management products.

Professor Jaworski hopes to help the company widen its range of products by incorporating thermoacoustic devices into its roster.

Professor Jaworski said: "Since these fellowships are very rare and prestigious, of course I was over the moon to receive one.

"The collaboration between industry and academia is very important. I have always found the practical problems found by the industrial colleagues very relevant to moving the frontiers of science further. They are important for developing new research ideas - and ultimately the solutions to improving the industrial technologies and their performance.

"For me, the fellowship will result in the flow of expertise back from the industrial host to the academic environment. For example, one of the known bottlenecks in developing Thermoacoustic systems is an efficient heat transfer mechanism in the presence of an (acoustically induced) oscillatory flow.

"It thus necessitates the design of heat exchangers of unorthodox topologies, geared towards mass production. The company's experience in thermal management will lead to new academic ideas and scientific problems worth pursuing by future PhD students in my own research group.

Mr Kevin Simpson, the technical director of the company commented: "We have identified Professor Jaworski as a leader in the field of Thermoacoustics with over 10 years experience in this emerging technology, with clear potential to bring the academic and research know-how into the industrial world. The proposed Industry Fellowship is the first stepping stone in establishing a long term relationship between the company and the applicant's research group. Above all it will give us a unique access to the thermoacoustic academic technology base.

Professor Jaworski and Mr Simpson see the Fellowship as a self-perpetuating feedback mechanism between academia and industry which they hope should bring about the desired step-changes in both the UK industry capabilities and the underpinning science and technology.

The Fellowship will run from August 2012 to August 2015, and allows Professor Jaworski to spend two thirds of his time engaged with the company accelerating the technology readiness level and bringing the technology closer to commercialisation.

###

Notes:

For more information, please contact Professor Jaworski contact at a.jaworski@le.ac.uk or on 0116 223 1033.

About Professor Jaworski

Artur's academic training and employment include the following:

  • 1986-1991: Five year MSc studies at the Faculty of Power and Aeronautical Engineering of the Warsaw University of Technology. These were in speciality Applied Mechanics and were concerned with theoretical and numerical analysis of heat and mass transfer processes;
  • 1992-1996: PhD studies at the Department of Aeronautics, Imperial College of Science, Technology and Medicine, London. Experimental research in fluid mechanics concerning coherent structures generated by vortex breakdown flow field;
  • 1996-2000: Postdoctoral research associate at the Department of Chemical Engineering, UMIST. Conducted research in the area of sensor design and measurement and instrumentation for multiphase processes and non-invasive imaging techniques such as industrial process tomography;
  • 2000-2011: Lecturer in Engineering, Manchester School of Engineering at the University of Manchester; from 2004 Senior Lecturer, School of Mechanical, Aerospace and Civil Engineering at the University of Manchester;
  • 2004-2009: Appointment as EPSRC Advanced Research Fellow (Thermoacoustic Technologies);
  • 2011-to date: Chair in Engineering and Head of the Thermofluids Research Group, Department of Engineering, University of Leicester;
  • 2012-2015: Appointment as Royal Society Industry Fellow (Thermoacoustic Technologies).


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2012-09/uol-rsa091012.php

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Kelly Clarkson Goes Gaga in Houston


Kelly Clarkson went Gaga during a concert in Houston on Friday night.

Lady Gaga, that is!

The singer took her incredible act to her home state of Texas over the weekend and continued to honor fan requests, as she's done so all summer long at stops in Illinois ("Cry Me a River") and Virgina ("No Scrubs").

This time, the evening's cover focused on the music world's most eccentric Twitter user, with Clarkson risking the wrath of 25 million Little Monsters. Did she deserve their admiration or their ire following a version of "You and I?" Decide for yourself now:

Source: http://www.thehollywoodgossip.com/2012/09/kelly-clarkson-goes-gaga-in-houston/

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young adults have health insurance, study says - Salt Lake Tribune

Washington ? The share of young adults without health insurance fell by one-sixth in 2011 from the previous year, the largest annual decline for any age group since the Centers for Disease Control and Prevention began collecting the data in 1997, according to a new report released on Monday.

The estimates are drawn from a federal survey of about 35,000 households. It did not ask how the newly insured obtained coverage, but the study?s author, Matthew Broaddus, a research analyst at the liberal Center on Budget and Policy Priorities, said the increased coverage for young people was almost certainly due to a provision in the Obama administration?s Affordable Care Act that allows children to stay on their parents? insurance policies until their 26th birthday.

Joseph Antos, a health care policy expert at the conservative American Enterprise Institute, agreed that the provision of the new law was the only plausible explanation for the increase. He pointed out that young people have been among the hardest hit in the recession and would otherwise have been expected to be less likely to be insured. "Nothing else went well for this age group," he said.

The share of people ages 19-25 who lacked health insurance fell to 27.9 percent, down from 33.9 percent in 2010, or about 1.6 million fewer uninsured people, according to the data from the federal study, known as the National Health Interview Survey. For the next age group ? those 26-35 years old ? the share of the uninsured rose, a further sign, Broaddus said, that the health care law was driving the decline among the younger group.

The dependents? provision of the health care law took effect in September 2010, and the number of uninsured young adults declined that year, too, though by a smaller amount. Obama administration officials said that drop showed that the law, which was broadly opposed by Republicans, was having an effect.

The decrease in the number of young adults without health coverage helped drive an overall decline in the share of uninsured people in the country, the first since 2007, before the recession.

The share of all Americans without health insurance stood at 15.1 percent in 2011, or about 46 million people, the center reported, down from 16 percent in 2010. It remained above the level in 2007, when 14.5 percent of Americans lacked health insurance.

Before the dependents? provision took effect, young adults were typically forced off their parents? plans at 18 or 21, after high school or college. The CDC data for 2011 captured the first full year that the provision allowed young people to stay on their parents? policies.

The report comes two days before the Census Bureau is to release its annual report detailing changes in health insurance coverage for the nation. That report, based on data from the Current Population Survey, is considered the standard because it includes information from about 100,000 households, a very large sample.

The CDC data is drawn from a smaller sample, and Antos said it was likely to indicate the direction of the Census Bureau?s report, though that is not always the case. The CDC says its numbers are preliminary and subject to revision.

story continues below

Children under the age of 18 are far more likely to be insured than adults, according to the CDC. Just 7 percent of children lacked health insurance in 2011. The poor are among the least likely to have coverage. Forty percent of poor Americans under age 65 lacked health coverage last year ? still high, but an improvement over the 42 percent who were uninsured in 2010, according to CDC estimates.

The findings are in line with those of another study, released in June by the National Bureau of Economic Research, which found that young adults were a third more likely to be on their parents? employer policies since the provision on dependents went into effect.

That study, based on a different data set, the Census Bureau?s Survey of Income and Program Participation, which tracks individual households over time, allowed researchers to pinpoint the details of the change in coverage for young adults.

Kosali Simon, a professor of health economics at Indiana University, Bloomington, and a co-author of the study, said that only half of that increase was made up of dependents who did not have any coverage to start. The other half, she said, had some form of coverage but switched to their parents? policies.

Copyright 2012 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.sltrib.com/sltrib/world/54861714-68/health-insurance-adults-coverage.html.csp

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Red Flags of Abuse ? National Domestic Violence Hotline

Red Flag (Photo: Andy Wright)

It?s not always easy to tell at the beginning of a relationship if it will become abusive.

In fact, many abusers may seem absolutely perfect on the surface? as if they are the dream partner ? in the early stages of a relationship. Possessive and controlling behaviors don?t always appear overnight, but rather emerge and intensify as the relationship grows.

If you?re beginning to feel as if your partner or a loved one?s partner is becoming abusive, there are a few behaviors that you can look out for. Watch out for these red flags and if you?re experiencing one or more of them in your relationship, call the Hotline to talk about what?s going on:

  • Embarrassing or putting you down
  • Looking at you or acting in ways that scare you
  • Controlling who you see, where you go, or what you do
  • Keeping you or discouraging you from seeing your friends or families
  • Taking your money or refusing to give you money for expenses
  • Preventing you from making your own decisions
  • Telling you that you are a bad parent or threatening to harm or take away your children
  • Preventing you from working or attending school
  • Blaming you for the abuse, or acting like it?s not really happening
  • Destroying your property or threatening to hurt or kill your pets
  • Intimidating you ?with guns, knives or other weapons
  • Shoving, slapping, choking or hitting you
  • Attempting to stop you from pressing charges
  • Threatening to commit suicide because of something you?ve done
  • Threatening to hurt or kill you
  • Pressuring you to have sex when you don?t want to or do things sexually you?re not comfortable with
  • Pressuring you to use drugs or alcohol
  • Preventing you from using birth control or pressuring you to become pregnant when you?re not ready

Domestic violence doesn?t look the same in every relationship because every relationship is different. But one thing most abusive relationships have in common is that the abusive partner does many different kinds of things to have more power and control over their partners.

If you?re concerned about some of these things happening in your relationship, please feel free to give us a call.

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Source: http://www.thehotline.org/2012/09/red-flags-of-abuse/

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Marketing Jobs On the Internet: Easy Money Making Tactics | Hugo ...

Boise, ID (PRWEB) September 09, 2012

With the start off of the fourth organization quarter of the calendar year in just a months time, bulk of the businesses are liable to hire youthful people for on the web marketing and advertising dependent routines. There has been a full shift in paradigm in advertising and marketing considering that the past couple of years hefty emphasis affreux on web advertising and less on billboards, tv adverts, and so on. Russell Brunson advises men and women to make the very best use of this new worthwhile area of interest and trains people who search for to work on the net.

Russell Brunson has been training individuals on how to obtain online advertising jobs because the past ten years and has developed wonderful reputation in the earlier handful of a long time getting the title of his business, DotComSecrets composed in excess of some of the airplanes of Virgin Airways as properly. He provides online video clips and webinars to help folks on how to operate on the internet, how to assist businesses with web marketing, and ultimately how to acquire work opportunities on the most renowned sites. He teaches different world wide web advertising techniques this kind of as Look for Motor Optimization (Search engine marketing) techniques, back-linking, Search engine marketing pleasant content, releasing push releases, becoming active above forums, and building businesses on-line recognition.

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To aid out as several people as possible, he has offered to give his webinars for free of charge however, only 30 seats remain for the respective system. One particular no more time has to rely exclusively on the 9 to 5 working several hours, but can also generate a handsome sum by just working from house. Russell guarantees final results in 90 days and has helped a fantastic number of men and women settle for a respectable dwelling by operating on the web from property.

When questioned about how the plan labored for him, Ryan stated Outstanding, I believed wow, this truly works? What was even much more astonishing is that I was actually obtaining fun performing it. I imply, how numerous men and women get to make money performing something they adore? Not numerous from my knowledge. I even know people who make 6 figures and would trade their left foot to get pleasure from what it is they do and get a decent spend

Much more info on what the webinars by DotComSecrets are aimed to provide can be found on http://nearby.dotcomsecrets.com. The website also provides insights of numerous other applications which an person can select to go through concerning advertising and marketing work opportunities on the internet.


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Related posts:

  1. DotComSecrets X Review For Russell Brunson?s Internet Marketing Program Revealed
  2. Internet Marketing Website Expands to Provide Internet Search Engine Marketing Services in Alaska
  3. As Economy Shows Signs of Improvement, Internet Marketing Business Seeks to Expand Its Profile into Every Major Metropolitan Area, Seeks Applicants
  4. Profit Hub Boot Camp a Big Hit Internet Millionaire Jeff Usner?s Live Training On Internet Marketing
  5. Seeking a Local Online Job: Work on the Internet from Home

Source: http://www.hugohosting.com/marketing-jobs-on-the-internet-easy-money-making-tactics.html

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Personal Injury Lawyers Criminal Defense Divorce


Abogado

The lawyers of Mooney & Associates work hard to handle your legal issues, providing their clients with the most comprehensive and effective advocacy services for personal injury, worker's compensation, wrongful death, divorce and child support, civil litigation, criminal defense, corporate/business issues and Social Security disability claims.

Our commitment to our clients is to provide them with the most personal and aggressive lawyer services possible. It is our focus to help alleviate the stress that very often accompanies legal transactions.

With multiple office locations around Pennsylvania and Maryland, there isn't a day or time that our lawyers aren't willing to meet with you to begin working for your case. If you are unable to travel due to injury or illness, our lawyers will arrange to meet you in your home, nursing home or hospital.

Serves the following Counties: York, Harrisburg, Gettysburg, Carlisle, Adams, Franklin and Chambersburg

Personal Injury Workers Compensation Lawyers Pennsylvania and Maryland

The personal injury attorneys of Mooney & Associates work aggressively and tirelessly on behalf of their clients who have been injured, fallen ill or have lost family members due to the negligence of another person or hazardous property conditions.

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Divorce is a serious legal transaction affecting more than the separation between man and woman. It can hold long-term ramifications financially and emotionally for family members. The family law attorneys of Mooney & Associates assist clients through all areas of divorce, compassionately and skillfully.

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The civil litigation team of Mooney & Associates practices law utilizing proven trial techniques. We help our clients negotiate their civil matters striving to resolve disputes with minimal waste of money and time, and if necessary litigate.

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Chambersburg, PA 17201
Tele: 717-263-9215


Source: http://www.abogadoslegal.com/mooney_associates_en.html

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